Disability Waiver
With this benefit, if you become completely and continuously
disabled for more than 6 months, your premiums will be paid until
you are no longer completely disabled. This benefit ends when you
turn 65. This option is available for those 18 to 60.
Return Of Premiums at Age 75
Once you turn 75, if your premiums are up-to-date and you have not
made a claim on your policy, all of your base premium payments will
be returned to you (without interest).
Juvenile Rider
With this rider, all of your eligible children are covered. If one
of your children has a claim, your remaining children are still
covered under the Juvenile LifeCare rider. This option can be
purchased for your children 0 to 17 years old. You can purchase up
to $50,000 or 50% of your adult LifeCare coverage amount, whichever
is less. You can only purchase this benefit if you, as the parent,
are between 18 and 55.
