Commissions, trailing commissions, management fees and expenses all may
be associated with mutual fund investments. Please Read the
simplified prospectus before investing. Mutual funds are not
guaranteed and are not covered by the Canada Deposit Insurance
Corporation or by any other government deposit insurer. There can
be no assurances that the fund will be able to maintain its net asset
value per security at a constant amount or that the full amount of your
investment in the fund will be returned to you. Fund values change
frequently and past performance may not be repeated.
Labour
Sponsored Investment Funds (“LSIF”) have tax credits that are subject to
certain conditions and are generally subject to recapture, if shares are
redeemed within eight years. Please note that Mutual Fund
Representatives in Alberta are not permitted to sell LSIF.
An
investor proposing to borrow for the purchase of securities should be
aware that a purchase with borrowed monies involves greater risk than a
purchase using cash resources only. The extent of that risk is a
determination to be made by each purchaser and will vary depending on
the circumstances of the purchaser and the securities purchased.
Discuss
the risks associated with leveraged mutual fund purchases with an
investment funds advisor before investing. Purchases are subject to
suitability requirements. Using borrowed money to finance the purchase
of securities involves greater risk than a purchase using cash resources
only. If you borrow money to purchase securities, your responsibility
to repay the loan and pay interest as required by its terms remains the
same if the value of the securities purchased declines.
Investors
should educate themselves regarding securities, taxation or exchange
control legislation, which may affect them personally. This web site is
for general information only and is not intended to provide specific
personalized advice including, without limitation, investment,
financial, legal, accounting or tax advice. Please consult an
appropriate professional regarding your particular circumstances.
This
Internet Website does not constitute an offer or solicitation in any
jurisdiction in which such offer or solicitation is not authorized or to
any person to whom it is unlawful to make such offer or solicitation.
Your
investment funds advisor may be licensed for the sale of life
insurance. Your investment funds advisor is registered through separate
organizations for each purpose and as such, you may be dealing with more
than one entity depending on the products purchased. Your investment
funds advisor will provide the name of the entity being represented when
insurance business is conducted. The sale of insurance products is not
the business of or under the supervision of FundEX Investments Inc. and
FundEX will not be liable or responsible for such activities.
All
non-mutual fund related business conducted by your investment funds
advisor is not in the capacity of an employee or agent of FundEX
Investments Inc. Non-mutual fund related business includes, without
limitation, advising in or selling any type of insurance product,
advising in or selling any type of mortgage service, estate and tax
planning or tax return preparation. Accordingly, FundEX is not liable
and/or responsible for any non-mutual fund related business conducted by
your investment funds advisor. Such non-mutual fund related business is
the responsibility of your investment funds advisor alone.
References in this Internet Website to third party goods or services
should not be regarded as an endorsement of these goods or services. By
accessing any of the links provided you will be leaving the
FundEX Investments Inc. website. FundEX Investments
Inc. is not responsible for the information contained on these
websites.
The
information contained on this Internet Website is for general
information purposes only and is the opinion of the owners and writers.
This information is not intended to provide specific personalized advice
including, without limitation, investment, financial, legal, accounting
or tax advice. However, please call your investment funds advisor to
discuss your particular circumstances.
This web
site is intended for Canadian residents only and the information
contained herein is subject to change without notice. The owner and
publisher of this Internet Website are not liable for any inaccuracies
in the information provided.
